Personal Insurance
WHAT IS PERSONAL INSURANCE?
Life is full of uncertainties, but the right insurance coverage can give you peace of mind. Our personal insurance solutions are designed to protect you, your family, and your assets from unexpected events. Whether it’s safeguarding your home, vehicle, or personal belongings, we offer coverage tailored to your needs.
Our personal insurance options include:
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Identity Guard – Protect yourself and family from identity theft & damages done online.
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Homeowners Insurance – Protect your home and belongings from fire, theft, natural disasters, and more.
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Renters Insurance – Coverage for your personal possessions and liability as a tenant.
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Life Insurance – Financial security for your loved ones in case the unexpected happens.
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Umbrella Insurance – Extra liability protection beyond standard policy limits.
We’re here to help you find the right coverage at the right price. Contact us today to explore your personal insurance options.
Home Insurance
Your home is more than just a place to live—it’s one of your most valuable assets. Home insurance helps protect it from unexpected events like fire, theft, storms, and liability claims, giving you the financial security you need.
What Does Home Insurance Cover?
Our home insurance policies provide comprehensive protection, including:
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Dwelling Coverage – Repairs or rebuilds your home after covered damages.
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Personal Property Protection – Covers belongings like furniture, electronics, and clothing.
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Liability Coverage – Protects you against legal claims for injuries or property damage.
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Additional Living Expenses – Helps with temporary housing costs if your home becomes unlivable.
Renter's Insurance
Renting a home or apartment? Your landlord’s insurance covers the building—but not your personal belongings. Renter’s insurance protects what matters most, offering coverage for your possessions, liability, and unexpected expenses.
What Does Renter’s Insurance Cover?
Our policies provide essential protection, including:
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Personal Property Coverage – Protects your belongings from theft, fire, water damage, and more.
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Liability Protection – Covers legal expenses if someone is injured in your rental or if you accidentally damage someone else’s property.
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Loss of Use – Helps with temporary living expenses if your rental becomes uninhabitable due to a covered event.
Umbrella Coverage
Standard insurance policies have limits—but life’s risks don’t. Umbrella insurance provides an extra layer of liability coverage beyond your home, auto, or other primary policies, protecting you from costly lawsuits and claims.
Why Do You Need Umbrella Insurance?
If you’re held responsible for an accident, injury, or property damage, standard insurance may not be enough. Umbrella insurance helps cover:
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Personal Liability Claims – Protects against lawsuits for bodily injury or property damage.
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Legal Fees – Covers attorney costs and court expenses.
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Auto and Home Liability – Extends coverage beyond your standard policy limits.
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Defamation, Libel & Slander – Protection against personal lawsuits.
Mobile Home Coverage
Your mobile home is more than just a place to live—it’s an investment. Mobile home insurance provides essential protection against unexpected events like fire, storms, theft, and liability claims, giving you the security and peace of mind you deserve.
What Does Mobile Home Insurance Cover?
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Dwelling Coverage – Pays for repairs or replacement if your home is damaged by a covered event.
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Personal Property Protection – Covers your belongings, including furniture, electronics, and clothing.
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Liability Coverage – Protects you from legal claims if someone is injured on your property.
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Additional Living Expenses – Helps with temporary housing costs if your home becomes unlivable.
Pet Insurance
Your pet is more than just an animal—they’re part of your family. Pet insurance helps cover unexpected veterinary costs, ensuring you can provide the best care without financial stress. From accidents to illnesses, having the right coverage means peace of mind for you and protection for your pet.
What Does Pet Insurance Cover?
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Accidents & Injuries – Coverage for broken bones, bites, and emergency care.
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Illnesses – Protection against infections, chronic conditions, and serious diseases.
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Diagnostic Tests & Treatments – Includes X-rays, lab work, surgeries, and medications.
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Wellness & Preventive Care – Optional coverage for routine exams, vaccinations, and dental cleanings.
Jewelry Coverage
Your jewelry isn’t just valuable—it’s sentimental. Whether it’s an engagement ring, family heirloom, or luxury watch, jewelry insurance ensures your treasured items are protected from loss, theft, damage, or even mysterious disappearance.
What Does Jewelry Insurance Cover?
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Loss & Theft – Coverage if your jewelry is lost or stolen, anywhere in the world.
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Damage – Protection against chips, cracks, or broken clasps.
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Mysterious Disappearance – Coverage if your jewelry goes missing under unknown circumstances.
Wedding & Event Insurance
our special day should be filled with joy—not worries. Wedding and event insurance helps protect your investment from unexpected situations like cancellations, vendor issues, weather disruptions, and liability claims. Whether you’re planning a wedding, corporate event, or private celebration, having the right coverage ensures peace of mind.
What Does Wedding & Event Insurance Cover?
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Event Cancellation or Postponement – Reimbursement for non-refundable deposits if your event is delayed or canceled due to unforeseen circumstances.
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Vendor No-Shows – Coverage if a caterer, photographer, or other key vendor fails to deliver.
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Weather-Related Disruptions – Protection if severe weather forces you to reschedule.
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Liability Coverage – Protects against property damage or injuries occurring during your event.
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Liquor Liability – Covers alcohol-related incidents if you’re serving drinks.
Identity Guard
In today’s digital world, identity theft is a growing threat. Identity guard insurance helps safeguard your personal and financial information, providing monitoring, fraud detection, and recovery assistance if your identity is compromised. With the right coverage, you can prevent financial loss and restore your identity quickly.
What Does Identity Guard Insurance Cover?
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Identity Monitoring – Alerts for suspicious activity on your credit reports and personal accounts.
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Fraud Protection – Coverage for unauthorized transactions and financial losses.
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Dark Web Surveillance – Scans for stolen personal information being sold online.
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Identity Restoration Assistance – Expert help to recover your identity if it’s stolen.
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Legal & Financial Reimbursement – Covers costs related to identity theft, including legal fees.